Documents Checklist

Prepare the right documents before starting your application

Clean, complete documentation can materially improve the speed of review. This page gives borrowers a simple checklist to start with.

Basic KYC
  • Aadhaar card
  • PAN card
  • Address proof if different from Aadhaar
  • Recent passport-size photograph if requested
Income proof
  • Salary slips or income statements
  • Bank statements for the latest months
  • Form 16 or ITR where applicable
Application support papers
  • Employment or business proof
  • Existing loan statement if balance transfer or closure is relevant
  • Property papers for home loan or LAP
  • Vehicle quotation or RC papers for auto finance
Product-Specific Lists

Documents commonly required by loan type

Personal Loan
  • KYC documents
  • Salary slips or income proof
  • Recent bank statements
  • Office ID or employment proof if requested
Home Loan
  • KYC and income proof
  • Property agreement and title documents
  • Builder papers or plan approvals where relevant
  • Bank statements and existing loan details if any
Education Loan
  • Student KYC and academic records
  • Admission letter and fee structure
  • Co-applicant income proof and bank statements
  • Collateral papers if required for larger cases
Vehicle Loan
  • KYC and income proof
  • Vehicle quotation or dealer proforma invoice
  • Bank statements
  • RC and insurance copy for used vehicle cases
Professional Loan
  • KYC documents
  • Professional qualification certificate
  • Practice proof or office registration
  • Income records and bank statements
Business Loan
  • KYC of applicant and business
  • Business registration proof
  • GST returns where applicable
  • ITR and business bank statements
LAP
  • KYC and income proof
  • Property title and chain documents
  • Tax receipts and approved plan if asked
  • Bank statements and repayment proof

Document preparation tips

  • Make sure names match across PAN, Aadhaar, and bank records.
  • Upload clear scans or readable photos without cropped edges.
  • Share the latest statements, not outdated copies.
  • For business files, keep GST, ITR, and bank data aligned.

Before sending documents

Ask our team which items are mandatory for your product, because exact requirements can change by lender, applicant profile, and ticket size.

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