Eligibility is not just one number. Income, repayment history, profile stability, business performance, and document quality all influence the outcome.
Valid KYC and age within the lender's accepted range are the starting checks for any application.
Salaried income, business turnover, or professional receipts are assessed for repayment capacity.
Repayment track record, existing obligations, and score trends help indicate borrowing discipline.
Contact us if you want to discuss which product fits your income pattern and document position best.